Privacy Policy - Last Update at 10.07.2023
JustMe Application is developed by Nobojibon Services Private Limited , I hereby certify that Nobojibon
Services Private Limited is incorporated on this Thirty first day of May Two thousand nineteen under the
Companies Act, 2013 (18 of 2013) and that the company is limited by shares (CIN- U51909WB2019PTC232225) . with
its registered office at Ground Floor, Uluberia Gangarampur ,Uluberia, Howrah ,West Bengal – 711316,
India. This policy describes how JustMe and its Affiliates/Entities/Subsidiaries/Associates including limited
to Nobojibon Services Private Limited , collect, store, use and otherwise process your Personal Information
through JustMe website, JustMe Application, notifications or any other medium used by JustMe to provide its
services to you (hereinafter referred to as the “Platform”). By downloading and using JustMe, visiting the
JustMe website, providing your information or availing our product/services, you expressly agree to be bound
by this Privacy Policy and the applicable service/product terms and conditions. We value the trust you place
in us and respect your privacy, maintaining the highest standards for secure transactions and protection of
your personal information.
This privacy policy is published and shall be construed in accordance with the provisions of the Information
Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules,
2011 under the Information Technology Act, 2000; that require publishing of the privacy policy for collection,
use, storage, transfer, disclosure of Personal Information (means and includes all information that can be
linked to a specific individual) including Sensitive Personal Information (all Personal Information which
requires heightened data protection measures due to its sensitive and personal nature) (both, hereinafter
referred to as “Personal Information”), excluding any information that is freely available or accessible in
public domain. Please note, we do not offer any product/service under our Platform outside
Information Collection
We may collect your Personal Information when you use our services or Platform or otherwise interact with us
during the course of our relationship. We collect Personal Information which is relevant and absolutely
necessary for providing the services requested by you and to continually improve the JustMe Platform.
Personal and Sensitive Personal Information collected includes but not limited to:
We and our service providers or business partners may also collect your Personal Information from third
parties or information made publicly available including financial history and other information for the
purpose of verifying and authenticating an investment transaction request you place with us. This is done in
order to prevent suspicious transactions, or to comply with court judgments and bankruptcies, from credit
reference and fraud prevention agencies. In case of employment opportunities with JustMe, we and our service
providers or business partners may also collect your resume, your past employment and educational
qualification for background checks and verifications, through online or offline databases that are otherwise
legitimately obtained and are subject to the third party's terms of use and/or privacy statement.
Information may be collected at various stages of your usage of the JustMe Platform such as:
Purpose and Use of Personal Information
JustMe may process your Personal Information for the following purposes:
creation of your account and verification of your identity and access privileges
provide you access to the products and services being offered by us, merchants, affiliates, subsidiaries,
associates, or business partners
to conduct the KYC compliance process as a mandatory prerequisite as per the requirements of various
regulatory bodies
to validate, process and/or share your KYC information, nominee details with other intermediaries, Regulated
Entities (REs) or AMCs or financial institutions or with any other service providers as may be required
to process payments on your behalf and on your instructions; communicate with you for your queries,
transactions, and/or any other regulatory requirement, etc
enhancing your user experience in various processes/submission of applications/a ailment of product/service
offerings by analyzing user behavior on an aggregated basis;
to monitor and review products/services from time to time; customize the services to make your experience
safer and easier, and conducting audits
to allow third parties to contact you for products and services availed/requested by you on JustMe Platform or
third-party links
to inform you about online and offline offers, products, services, and updates; customizing and improving your
experience by marketing, presenting advertising, and offering tailored products and offers
to meet legal obligations
While we may also process your Personal Information for other legitimate business cases, we ensure to take
appropriate steps to minimize the processing to the extent possible, making it less intrusive to your privacy.
Cookies or Similar Technologies
We use data collection devices such as "cookies" or similar technologies on certain pages of the Platform to
help analyse our web page flow, measure promotional effectiveness, and promote trust and safety. "Cookies" are
small files placed on your device hard-drive/storage that assist us in providing our services. Cookies do not
contain any of your Personal Information. We offer certain features that are only available through the use of
a "cookie" or similar technologies. We also use cookies to allow you to enter your password less frequently
during a session. Cookies or similar technologies can also help us provide information that is targeted to
your interests. Most cookies are "session cookies," meaning that they are automatically deleted from your
device hard-drive/storage at the end of a session. You are always free to decline/delete our cookies or
similar technologies if your browser/device permits, although in that case you may not be able to use certain
features on the Platform and you may be required to re-enter your password more frequently during a session.
Additionally, you may encounter "cookies" or other similar technologies on certain pages of the Platform that
are placed by third parties. We do not control the use of cookies by third parties.
Storage and Retention
To the extent applicable, we store Personal Information within India and retain it in accordance with
appliable laws and for a period no longer than it is required for the purpose for which it was
collected.However, we may retain Personal Information related to you if we believe it may be necessary to
prevent fraud or future abuse or if required by law such as in the event of the pendency of any
legal/regulatory proceeding or receipt of any legal and/or regulatory direction to that effect or for other
legitimate purposes. Once the Personal Information has reached its retention period, it shall be deleted in
compliance with JustMe’s policy on retention and data deletion.
Third-Party Products, Services, or Websites
When you are availing products and services of service providers on JustMe Platform, Personal Information may
be collected by respective service providers and such Personal Information shall be governed by their privacy
policy. You may refer to their privacy policy and terms of service to understand how your Personal Information
will be handled by such service providers.
Our services may include links to other websites or applications when you visit our Platform. Such websites or
applications are governed by their respective privacy policies, which are beyond our control. Once you leave
our servers (you can tell where you are by checking the URL in the location bar on your browser or on the
m-site you are redirected), use of any Personal Information that you provide on these websites or applications
is governed by the privacy policy of the operator of the application/website, you are visiting. That policy
may differ from ours and you are requested to review those policies or seek access to the policies from the
domain owner before proceeding to use those applications or websites. We do not accept any responsibility or
liability for usage of your Personal Information by these third parties or their policies.
Your Consent
We process your Personal Information with consent. By using the JustMe Platform or services and/or by
providing your Personal Information, you consent to the processing of your Personal Information by JustMe in
accordance with this Privacy Policy. If you disclose to us any Personal Information relating to other people,
you represent that you have the authority to do so and permit us to use the information in accordance with
this Privacy Policy.
Choice/Opt-out
We provide all users with the opportunity to opt-out of receiving any of our services or non-essential
(promotional, marketing-related) communications from us, after setting up an account. If you want to remove
your contact information from all our lists and newsletters or discontinue any our services, please click on
the unsubscribe button on the emailers
Personal Information Access and Rectification
You can access and review your Personal Information shared by you by logging in to JustMe Platform using your
secure login credentials and may also place a request for updating your Personal Information by writing to us.
JustMe may need to request specific information from you to confirm your identity and ensure authentication to
correctly update your Personal Information. This is a security measure to ensure that Personal Information is
not disclosed to any person who does not have a right to receive it or is not incorrectly modified.
In case, where you need any further information specific to the product/ services that you are availing or our
use of your Personal Information, we request you to read through the Terms and Conditions specific to the
product/service which is easily accessible through the JustMe Platform. For seeking any further information on
the same, you can write to us at the details mentioned in the ‘Contact Us’ section of this policy.
Children Information
We do not knowingly solicit or collect Personal Information from children under the age of 18 and use of our
Platform is available only to persons who can form a legally binding contract under the Indian Contract Act,
1872. If you are under the age of 18 years then you must use the Platform or services under the supervision of
your parent, legal guardian, or any responsible adult.
Changes to Policy
Since our business changes constantly, so will our policies. We reserve the right, at our sole discretion, to
change, modify, add, or remove portions of this Privacy Policy at any time without any prior written notice to
you. We may, however, reasonably Endeavour to notify you of the changes, it is your responsibility to review
the Privacy Policy periodically for updates/changes. Your continued use of our services/Platform, following
the posting of changes will mean that you accept and agree to the revisions. We will never make changes to
policies in order to make it less protective of Personal Information already shared by you.
Contact Us
In case you have any questions or concerns regarding the processing of your Personal Information or this
Privacy Policy you may write to us using this link https://nobojibon.in/contact We are committed to answer
your questions within the reasonable time limit. Any delay in the resolution time shall be proactively
communicated to you.